Financing Packages

Options

By the time you’ve made a decision to invest in an infrastructure project with Union the business case will have already been justified, so affordability is less of an issue when you come to make your purchase. At this point though we want you to look even more of a hero, so we’ve partnered with a number of the world’s leading global finance providers to bring you a range of opportunities that help you maximise even greater value, whether your focus be on cash or the P&L. What’s more we don’t look to make a turn on the arrangement. Our interests are in enhancing our revenue not making a profit on the financial instrument that enabled it.

Leasing Solutions

We can package the entire project, or elements of it, into a flexible lease program. This can include hardware, software, and services, and enables you to acquire new technology while matching lease payments and terms with you operating budgetary requirements.

Very flexible nominal value terms can be agreed that give you low expense ownership at the end of the term or alternatively simply refresh and renew. Asset accounting advantages can also be made with on or off balance sheet expense treatment.

Buy As You Grow

Some significant items of infrastructure such as storage can also be packaged into a buy-as-you-grow program. This ensures you keep capital expense to a minimum at the outset but are able to respond to unpredictable business need when required. This preserves cash but gives you a known cost for growth that can avoid lengthy procurement cycles.

Asset Buy-Back

If the operational and business efficiencies of the new infrastructure make sense but there’s just too much asset value remaining on the balance sheet associated with the existing equipment it will replace for the business to swallow, then we regularly buy back assets to off-set the P&L impact of a write-down.

Second User Equipment

Sometimes the business case stacks up on paper but there simply isn’t the appetite to invest in the less tangible returns. A significant reassessment of capital expenditure is required which can often be address with the purchase of second user equipment. Union can access refurbished equipment, often from the original manufacturers themselves and in many cases with a warranty intact. With a support and maintenance contract directly from the vendor the risk is mitigated and the savings can be substantial.